Privacy Policy

Golden Darkness Life Insurance ("we," "us," or "our") respects your privacy. This policy explains what information we collect, why we collect it, how it is used, and the choices available to you. It applies to information submitted through this website, including our quote engine and secure application portal.

Information We Collect

We collect information you provide directly to us, including:

• Contact details — your name, email address, phone number, and state of residence.
• Quote information — the type and amount of coverage you are interested in, your age, general health status, and tobacco use.
• Application information — your date of birth, home address, Social Security number, beneficiary details, and the payment method selected for premium payments.
• Payment details — credit or debit card information, or bank routing and account numbers, provided only when you choose to activate a policy.

We also collect limited technical information automatically, such as your browser type, device type, and general usage of the site, to keep the site secure and working properly.

How We Use Your Information

Your information is used strictly to deliver the service you requested. Specifically, we use it to:

• Prepare and deliver your requested life insurance quote.
• Submit your application to the insurance carrier(s) you choose and verify your identity as required by law.
• Contact you by phone, email, or text regarding your quote, application, or policy.
• Set up and administer your monthly premium payments.
• Comply with insurance regulations, licensing requirements, and anti-fraud obligations.

Sharing With Insurance Carriers and Service Providers

As an independent insurance agency, we must share the information necessary to obtain underwriting decisions and issue policies. We share your information with:

• The life insurance carrier whose product you have applied for, and its reinsurers and underwriters.
• Service providers who support our operations, such as secure hosting, email delivery, and payment processing, under confidentiality obligations.
• Regulators, law enforcement, or other parties where disclosure is required or permitted by law.

We do not sell your personal information. We do not share your information with marketers, lead brokers, or other insurance agencies for their own purposes.

Data Security

We use industry-standard safeguards, including encrypted transmission (TLS), access controls, and restricted administrative access, to protect the information you submit. Sensitive identifiers such as your Social Security number and payment details are used only to verify your identity and activate your policy. No method of transmission or storage is completely secure, and we cannot guarantee absolute security, but we work continuously to protect your data.

Data Retention

We retain quote and application records for as long as necessary to service your request and to satisfy recordkeeping obligations imposed on licensed insurance producers. When information is no longer needed, it is securely deleted or de-identified.

Your Rights and Choices

You may contact us at any time to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your information, subject to legal recordkeeping requirements.
• Opt out of marketing calls or emails. You may also ask to be placed on our internal Do Not Call list.

Depending on your state of residence, you may have additional rights regarding your personal information. We honor verifiable requests in accordance with applicable law.

Cookies and Analytics

This site may use cookies and similar technologies to remember your preferences and to understand how visitors use the site. You can disable cookies in your browser settings, though some parts of the site may not function as intended.

Children's Privacy

Our services are intended for adults. We do not knowingly collect personal information from anyone under the age of 18. If we learn that we have done so, we will delete it promptly.

Changes to This Policy

We may update this policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Continued use of the site after an update constitutes acceptance of the revised policy.

Contact Us

Questions about this policy or your information can be directed to Tyler Wilson, Golden Darkness Life Insurance, National Producer Number 21395391.

• Email: tylerwilson2001a@gmail.com
• Phone: 346-338-0192